High Risk Life Insurance

by Jeff Rose on October 10, 2016

High Risk Life InsuranceIf you are a healthy person in excellent physical condition, finding life insurance is pretty cut and dry.

You can pick the policy you want, pay your premium and that’s that.

In fact, you’ll probably get a relatively low cost policy. [click to continue…]

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Life Insurance for Seniors

by Jeff Rose on September 6, 2016

Life Insurance for SeniorsLife insurance for seniors can be even more important than ever. There is a large majority of seniors that cancel their life insurance policy or don’t bother to look for a new one when their previous one expires. They think that at this stage of life, a life insurance plan is a waste of money, but that couldn’t be further from the truth.

In the past, seniors were concerned about having life insurance to take care of burial expenses and perhaps take care of a spouse. Because funeral can cost up to $10,000 or more, life insurance is a great way for your loved ones to cover those expenses.

Society and the economy have made some significant changes in the role that many seniors find themselves within a family.  Many seniors now find themselves in the position of parents of young children, their grandchildren.  There are also many of the elderly who are now financially assisting their adult children.  In some instances this means their children and grandchildren.  Now seniors are making sure that they have life insurance for some of the same reasons that they did when they were younger. [click to continue…]

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Low Cost Life Insurance

September 6, 2016

If you’re reading this, you’re most likely interested in finding the lowest cost for term life insurance. First you need to decide what kind of term life insurance you want or need. Term life insurance comes in various packages lasting a certain number of years. You can get 5-year term life insurance all the way […]

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Getting Approved for Life Insurance With Multiple Sclerosis (MS)

September 6, 2016

Protecting your family with life insurance is important no matter what type of condition you may have. Having Multiple Sclerosis is no different, and affordable rates with the disease is possible! What is Multiple Sclerosis or (MS)? Multiple Sclerosis (MS) is a chronic degenerative disease of the central nervous system. MS is an inflammatory disease […]

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Term life Insurance vs. Term Insurance with Return Of Premium (ROP)

September 6, 2016

You never know what the future is going to bring. You can’t predict what’s going to happen, but you can protect yourself. Life insurance is one of the best ways to be prepared for whatever happens. If you’re looking for the most affordable life insurance or the most affordable term insurance it can sometimes be […]

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Life Insurance with Hodgkins Lymphoma

March 8, 2016

Having pre-existing conditions is a major factor when applying for life insurance. Having a pre-existing condition can significantly lower your chances of qualifying for life insurance or eliminate them altogether. Insurance companies pay special attention to the death rate and the life span of those who have the disease. Also, the way the condition was […]

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Short Term vs Long Term Life Insurance

August 6, 2013

When it comes to understanding life insurance, the differences between the different types of polices are pretty straightforward. The number one thing to keep in mind about life insurance is if it isn’t needed, don’t waste the money on purchasing a plan. Determining whether or not life insurance is needed will be based on a […]

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Can You Buy Life Insurance On Someone Else?

July 17, 2013

Buying life insurance on another person may sound like the plot to yet another Coen Brothers dark comedy, but it is an honest issue. Can you buy life insurance on someone else? The simple answer is that, yes, you can purchase insurance against the loss of another person’s life. The Big Question Obviously, the question […]

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How much life insurance do I need?

July 9, 2013

Death is not a pleasant topic, especially when it is your own, but it is important to prepare in case the unexpected should occur. Life insurance is essential in order to protect the ones we love from financial hardship; however, it is hard to know how much coverage is enough. How Much is Enough? The […]

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Term Life Insurance for Over 50 Years Old

June 21, 2013

As you start to approach retirement, you will need to assess your current situation and your needs for life insurance. When you are younger, you will need a very distinct plan to protect your spouse and your children if you pass away. When you are 50 years of age or older, you will need an […]

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