Affordable Term Life Insurance to Protect Your Family

Here at Term Life Insurance, Inc it is our goal is to help you find the best life insurance carrier to fit your needs, at the most affordable rate. Your life insurance policy will be customized to your health condition and your needs. We take the time to understand your situation before we select a carrier for you.

affordable term life insurance

How do we help you get the best life insurance rates?

  • Are you getting the best rate? We are an independent life insurance agency. With over 90 different life insurance companies to choose from, we shop around to get you the best rate every time!
  • Are you getting personalized quotes? At other agencies, they try to sell you insurance off a script, without fully understanding your conditions or needs.  We take the time to get to know you, your income situation, your health history and everything else we need to make sure you get the most affordable term life policy. 
  • We do not try to sell the same policy to everyone. We make sure to understand your health condition and needs before we suggest the right carrier for you.  Other insurance providers will quote you the “cheapest rate” which doesn’t always mean you’ll get approved.

Have you been denied life insurance coverage?

Some life insurance companies are more aggressive on certain impaired risk health conditions and lifestyle choices than others. It is our mission to find the insurance company that will give you the best rate for your situation.

If you’ve been declined in the past, let us help.  We’ve been able to get individuals approved that have been denied by previous life insurance companies.    How?  It’s all about being up front with your medical situation so that we have all the facts up front.  That way we can accurately assess your situation and get you connected with the right carrier.

Are you paying too much for your current policy because of your health or lifestyle?

Have you got approved for life insurance with a pre-existing condition and think you’re paying too much?   It’s quite possible that if enough time has passed and your condition has improved you can now save on your life insurance premiums.

 

 

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